You know how the story goes. The story is your own. You receive your paycheck for the first half of the month. You pay your bills, from electricity to water to your rent. Then, you buy some stuff, eat out and treat yourself to something nice. Before you know it, you only have a few bucks left in your wallet. To make matters worse, it’s more than a week before your next payout.

If only you skipped that fine dining restaurant the other day. If only you had postponed your much awaited haircut until next month. If only you listened to your parents’ golden advice to save some of your money.

Alright, stop fretting. Instead of feeling guilty, why not embrace the fact that you were born to be a spending machine? Help us release your less frugal self by checking out the top ten reasons not to save money.

10. Carpe Diem! Seize the day!

Who knows how long your life is? You might get hit by a bus on your way home. You could get poisoned by the next fast-food joint you eat at. You never know if a meteor is going to crush your apartment building!

So why wait for your next paycheck? Use up everything you have now! Live for the moment and let tomorrow take care of itself. Remember that spending your money now can buy you satisfaction, entertainment and excitement. Worries will only trace wrinkles on your face.

9. I deserve to eat in the fanciest restaurants.

Why should you wait for your birthday or anniversary to dine in the most posh restaurant in town? You could savor that lobster with butter sauce and chocolate fondue every month. Who cares if you find yourself empty-handed? The universe will provide for you in times of your need.

Just splurge. You’ll be the only one among your circle of friends who knows the hottest dish in each elegant restaurant’s menu. Remember that food should take the first spot in your priority list. So stuff yourself with food fit for kings and let nature take care of the rest.

8. Money is the root of all evil. So why should I keep something that begets bad things?

Evil things can ruin your life. One day you’re saving for your future. The next day you find yourself being held up by that man sitting beside you on the bus. So stop evil and get rid of the money you earn as soon as possible. After all, you wouldn’t want to go to hell just because you stuffed Mr. Piggybank with much of your hard-earned money every month.

7. It will make you popular

Do you have a hard time making friends? Are you unsuccessful with the opposite sex?

Throw your money around and see how quickly this will change! Everyone will want to be your best friend if they know that your spend money like it’s going out of style. Treat your new friends to drinks at the club and dinner at the fanciest restaurants. Spoil them with fancy gifts and you’ll be the talk of the town in no time.

6. I’m the first cousin of the aunt of the former boss of the neighbor of the fan’s club president of Paris Hilton.

That makes you related right? Well, related or not related to the wealthiest and most infamous model/singer/wannabe/writer/heiress, you have every right to get drunk during parties and hook up with every other guy you meet. That’s assuming of course that you’re earning your own money like Paris, who’s “well endowed” enough to have her own book land on the New York Times Bestseller.

5. Everybody else does it. I don’t want to join the bandwagon.

Most people are into saving their money. Won’t you be totally cool by going against the current and splurging on all the worldly things you can lay your hands on. Now that’s being alternative and taking the road less traveled in every sense of the word.

4. They say money isn’t everything…….and I want everything.

Not everyone gets the things they really want. Why should you suffer the same fate? Go on, lose your money and continue your plight of having everything in this life. After all, one life is all you have so you better give it your best shot.

3. The spoiled rich kids do it. Only by doing what they do will I become one with them.

Live the wealthy bratty kid’s life and splurge, splurge, splurge! Treat money like firewood and burn it once you see it. Before you know it, you’ll become one with your own heroes.

2. It’s against my religious beliefs.

Although we doubt that there’s actually a religion that rules against saving money, you could be the first person set one up.

Start through word of mouth by telling your not-so-frugal friends that you’re going to be the religious leader of this new sect that believes in the total abandonment of money.

Create a rule book that advocates having a monitor of the savings accounts of each member. Once a member is caught having a considerable amount of balance in their account, you should instigate the corresponding corrective punishment. Be very merciless for the salvation of your members’ souls is on the line.

1. I’ll hook up with the person of my dreams anyway.

Translation: I’ll marry a rich, dying man/woman.

Why work so hard you’d if you’re going to be meeting the rich man or woman of your dreams in the end? Cinderella or Snow White weren’t exactly believers of Mr. Piggybank but look, they lived happily every after. They didn’t earn money, but they ended up with a fortune in the end!

Make sure, though, not to marry a young and smart partner who would let you sign a pre-nuptial agreement. Otherwise, you could live a life poorer than a pauper’s in case they die or leave you for a hotter blood-sucking lass or hunk.

If you’re still not convinced, then go, save some of your paycheck every month. We bet you won’t be able to stand your frugal self and you’ll soon fall into the arms of the spending world. Remember, it’s not that bad, you’d get used to living from paycheck to paycheck. Who knows, you might love it so much you’d find it more thrilling than a thrifty lifestyle.

 

But for those who want to save money, know the Tips on How To Save Money, and Tips on Improving Your Personal Banking Experience.